Stock Market Today: Dow Struggling to Recover after 800 Point Loss Yesterday

Dow Jones Drop 800 Points in Stock Market

It was an abysmal day for equities, but it was more than anticipated. The market as a whole is overdue for a significant correction, especially when the amount of central bank “tools” and tricks in the past decade have been equally massive.

But it’s not improving all that much. Normally, the stock markets bounce back by about 40 – 50%of what it shed the prior day, but in the stock market today the Dow is presently fighting to finish in the black on the day.

Stock Market Fails to Make a Comeback


It’s becoming crystal clear the the Fed is going to have to slash interest rates further after their recent .25% cut was dismissed by anemic stock markets hungry for some real fiscal intervention.

We don’t have free market capitalism any longer. What we have is a croney capitalism and state socialism on its last leg, with a charade between President Donald Trump and J. Powell of the Federal Reserve.

Global Slowdown Undeniable

South Korea and Japan are engaged in trade disputes causing a major drop in year-over-year Japanese auto sales in Korea. At the same time India suffered its worst month for car sales in a year and a half, and as many as 1 million workers may be laid off as a result.

dow futures slide as gold hits all time highs in foreign currenciesMeanwhile, gold continues to soar making it one of the best investments in 2019. With the shiny yellow metal above 15 hundred dollars/oz for the first time in half a decade and setting records in many currencies like the Canadian dollar and the rupee, gold and silver are worthy of recognition with so few other choices for your retirement fund.

401k and IRA Accounts Badly Damaged in Recent Stock Market Price Decline

Stock Markets and 401ks Reeling from Bad Economic News

The Dow Jones is having a really a hard time holding on to gains during the 2019 stock market rebound as the “everything bubble” seems closer than ever to popping. Indeed, this month is not looking great for the world financial markets.

Economic data incoming is indicating a recession by the day, with manufacturing, retail, auto sales, and shipping all struggling to turn a profit in 2019 even as the stock market has soared to new highs.

It is no surprise that the stock market has increased with treasury yields at all-time lows, there simply exists few avenues for investment as interest rates are too low to just keep money in the bank and save- a novel concept in an environment of extreme central bank intervention by all major countries around the globe.

Gold and Silver Could Save Your IRA or 401k

Gold just touched on $1500/ounce and silver went about $17/oz this week as the writing is on the wall- governments will print money and devalue their currency in hopes of keeping the “official” indicator of economic prosperity going- a highly priced stock market.

But with historically absurd P/E ratios for stocks and the largest stock share buybacks among corporations as well setting new precedents, precious metals have nowhere to go but up, and nothing left to do but to outshine all of the fraud and manipulation in financial markets.

Protect Your Retirement Accounts While You Still Can

After the Great Recession of 2008, it took several years for 401ks, pensions and IRA’s to regain their lost earnings, a consequence that forced many people near-retirement to keep working for many more years just to break even.

The same thing could happen again as the entire world is signaling a recession is on the horizon, matched with heightened geo-political tensions between the US and China, India and Pakistan, and internal turmoil in countries like Russia and Turkey.

This is why many people out there would do well to consider a 401k or IRA transfer to gold IRA while they still can and there is tremendous upside still available in the commodities markets. One thing’s for sure, central banks can’t simply print more gold or silver, even if deep down they’d really like to.


Facebook Employees Complain of Bed Bugs at Work

facebook comment moderation contractor cognizant gets complaints of bed bugsIn this day and age of ever-expanding social media prevalence, Facebook outsourced its site comment moderation to a private company called Cognizant which recently saw one of its employees, a US Coast Guard veteran, die at work recently.

Located in Tampa, Florida, Cognizant is just one of many sites Facebook uses to attempt to delete comments, videos, and accounts that violate their community guideline standards. The problem is that the job itself pays very little and yet comes with a high price tag for employees.

PTSD, & Bed Bugs

Amidst issues with overcoming post-traumatic stress disorder related to all the terrible things moderators have to comb through and flag for removal from Facebook, many contractors have now broken their non-disclosure agreements to complain of horrid working conditions which include unsanitary bathrooms, and even bed bugs.

While bed bugs can appear virtually anywhere people congregate, they do tend to make return visits once they’re discovered, which is exactly what happened at the content moderation site. Bed bugs were reported there multiple times, and many employees were concerned they might take them home with them after their shift.

For more information on how to get rid of bed bugs, visit

False Promises and Let-Downs

Many contractors say they were promised bonuses and promotions for doing comment moderation work, but once they were there they lamented the feeling they got which is that they could be fired at a moment’s notice. Working full-time a contractor could expect to make a little over $2,400 before taxes, and no one’s quite sure if they received any health benefits.

There was no memorial service for the employee who passed while he was at work, but some contractors say he was mentioned in pre-shift “huddles” between workers and supervisors.

Perhaps this illustrates the continued doubts in the new “gig” economy, which is just a cute way of saying everyone’s a contractor with no benefits who can be jettisoned at will without second thought. That is, of course, if you don’t go onto the next life while you’re on the job someday.

Cracks in the Economy

While the stock market continues to rise, many shopping malls and other retail stores have been closing in record numbers in 2019 across America, leaving fewer work options even for college graduates, who will undoubtedly choose to work in less-than-desirable circumstances to simply be able to pay their monthly bills.

And with all of the recent censorship on YouTube and Facebook with other social media platforms like Pinterest and Twitter, it’s disappointing for Facebook to realize that not even Cognizant is reaching their expected 98% effectiveness in removing questionable content.

So for now, the bad conditions may well continue until Cognizant loses its contract with Facebook. Until then, all Cognizant employees are encouraged to seek counseling for any health issues related to the material they have seen at work.

Let’s hope this trend doesn’t continue.

វិធី 4 យ៉ាងដែលប្រជាជនកម្ពុជាអាចរកលុយបាន | 4 Ways Cambodians Can Make More Money

  1. សម្រេចចិត្តថាតើអ្នកចង់ធ្វើការឱ្យក្រុមហ៊ុនអាជីវកម្មឬអង្គការដែលមានស្រាប់ឬប្រសិនបើអ្នកជាសហគ្រិនហើយចង់ក្លាយជាម្ចាស់អាជីវកម្មផ្ទាល់ខ្លួនរបស់អ្នកជាមុនសិន។ វាយតម្លៃតម្រូវការការងារឬតម្រូវការទីផ្សារនិងនិន្នាការរយៈពេលវែងនិងប្រកាន់យកគំនិតនៃការរីកចម្រើនឥតឈប់ឈរ។ ការដឹងភាសាអង់គ្លេសឬភាសាបរទេសមួយផ្សេងទៀតអាចមានប្រយោជន៍ខ្លាំងហើយផ្តល់ឱ្យអ្នកនូវអត្ថប្រយោជន៍ជាច្រើនក្នុងការងារហើយវាអាចធ្វើឱ្យអ្នកចាប់ដឹងច្រើនសូម្បីតែអ្នកមិនចេះភាសាអង់គ្លេសក្នុងការងាររបស់អ្នកក៏ដោយ។ ចុះឈ្មោះចូលរៀននៅក្នុងថ្នាក់ភាសាអង់គ្លេសមួយចំនួនដែលផ្តល់ដោយអង្គការក្រៅរដ្ឋាភិបាលឬបើកមើលភាសាអង់គ្លេសជាភាសាអង់គ្លេសភាសាអង់គ្លេសដោយឥតគិតថ្លៃសម្រាប់វគ្គសិក្សាភាសាអង់គ្លេសដោយឥតគិតថ្លៃដែលនឹងនាំអ្នកទៅមុខឆ្ងាយណាស់ពីមនុស្សជាច្រើនដែលចាប់ផ្តើមរៀនភាសាអង់គ្លេស។



2. សម្រាប់អាជីវកម្មទាមទារវេបសាយឥតគិតថ្លៃរបស់អ្នកនៅហ្គូហ្គលនិងបង្កើតបញ្ជីកន្លែង Google ឥតគិតថ្លៃ។ នេះនឹងមានន័យថាអាជីវកម្មរបស់អ្នកបង្ហាញយ៉ាងងាយស្រួលនៅលើផែនទីនៅលើទូរស័ព្ទរបស់មនុស្សរួមទាំងជនបរទេសនិងភ្ញៀវទេសចរ។ ត្រូវប្រាកដថាមានភាសាអង់គ្លេសនិងភាសាខ្មែរនៅលើវេបសាយពាណិជ្ជកម្មនិងចុះបញ្ជី។ ផ្តល់ព័ត៌មានមូលដ្ឋានមួយចំនួនអំពីអាជីវកម្មរបស់អ្នកដូចជាម៉ោងប្រតិបត្តិការប្រភេទសេវាកម្មនិងផលិតផលហើយផ្ទុករូបថតល្អ ៗ នៃទីតាំងអាជីវកម្មឬស្លាកសញ្ញារបស់ក្រុមហ៊ុន។

3. ប្រសិនបើអ្នកមិនមានមុខជំនួញអ្នកនៅតែអាចបង្កើតគេហទំព័រនិងគិតអំពីអ្វីមួយដែលអ្នកអាចផ្តល់ជូនសហគមន៍ដែលជាអ្វីមួយដែលត្រូវការ។ បញ្ចូលលេខទូរស័ព្ទរបស់អ្នកហើយមើលថាតើនរណាម្នាក់ព្យាយាមទាក់ទងអ្នកដើម្បីបញ្ជាទិញអ្វីមួយ។ ភោជនីយដ្ឋាននិងសេវាកម្មម្ហូបអាហារដែលមានស្រាប់ជាច្រើនមានគេហទំព័ររួចទៅហើយដើម្បីជួយឱ្យពួកគេទទួលបាននូវអាជីវកម្មកាន់តែច្រើននិងផ្តល់លេខទូរស័ព្ទរបស់ពួកគេទៅកាន់មនុស្សតាមអ៊ិនធរណេត។

4. វាយតម្លៃការងារនិងស្ថានភាពហិរញ្ញវត្ថុបច្ចុប្បន្នរបស់អ្នក។ តើមានអ្វីប្លែកបន្តិចដែលអ្នកអាចធ្វើបានដើម្បីឈានដល់ដំណាក់កាលមួយនៃការប្រកួតប្រជែងនេះ? តើអ្នកនឹងធ្វើលើសពីនេះទៅទៀតសម្រាប់អតិថិជនឬនិយោជករបស់អ្នកដែរឬទេ? តើអ្នកកំពុងសិក្សានិងរៀនអំពីពាណិជ្ជកម្មសិប្បកម្មការងារនិងព្យាយាមក្លាយជាអ្នកជំនាញ? បន្តរៀនជានិច្ច។ ចំណាយ 1 ម៉ោងក្នុង 1 ថ្ងៃ 2 ឬ 3 ដងក្នុងមួយសប្តាហ៍ដើម្បីស្រាវជ្រាវ "របៀបដើម្បី ... " នៅក្នុងតំបន់ការងារឬអាជីពរបស់អ្នកនៅលើ Google ហើយអានមាតិកាទាំងអស់ដែលបង្ហាញក្នុងលទ្ធផលស្វែងរក។

4 Ways Cambodians Can Make More Money

1. Decide if you would like to work for an existing business, company, or organization or if you are an entrepreneur and would like to own your own business first. Evaluate the job requirements or market demand and long term trend, and adopt a continual growth mindset. Knowing English or another foreign language can be extremely useful and give you an advantage at many jobs, and it may impress the boss even if you’re not constantly speaking English at your job. Enroll in some English classes provided free by an NGO, or visit for a free basic English course that will put you far ahead of many people starting out learning English.

2. For Businesses, Claim Your Free Website at Google and Create a Free Google Places Listing. This will mean that your business shows up easily on the map on people’s phones, including foreigners and tourists. Make sure to have English and Khmer Language on This Business Website and Listing. Provide some basic information about your business like hours of operation, type of service and products, and upload a good picture of your business location or company logo.

3. If you don’t have a business, you can still make a website and think of something that you can offer the community that is something in need. Add your phone number and see if anyone tries to contact you to order something. Many existing restaurants and food delivery services have websites already to help them get more business and provide their phone number to people online to order.

4. Evaluate your current work and financial situation. Is there something slightly different you could be doing to be one step ahead of the competition? Are you going above and beyond for your customers or your employers? Are you studying and learning about your trade, craft, job, and trying to become the expert? Always continue to learn. Spend 1 hour a day 2 or 3 times a week researching “how to…” in areas of your job or career on Google, and read all the content that shows up in the search results.

Dropping Off Supplies at the Local School

Here’s a pic of some supplies I purchased today for a local small ages 5 – 10 school just on the edge of town. One of the instructors at the school has been helping me create the charts of common words we use on this website and give out to the public for free.

Getting to see the kids excited and watch them go crazy over the surprises that come out of the bag when I visit the school are always a highlight of my week. Last week I brought some little decorative hair clips for the girls and they made sure that I handed them out promptly. They took the distribution process of that item very seriously and supervised me with much concern.

The week before that I was able to buy a bunch of orange juice for the kids and some Cokes for the adults as we worked on the charts, and the kids waiting after school got to enjoy a beverage. It was great to get to tell them about the orange juice “Mien Vitamin C jaran, samrab sukhapeap la oh” which means “It has a lot of Vitamin C, for good health”.

I always like to try to embed subliminal messages about wholesome good things and activities that will benefit the kids like Vitamin C and studying hard, but by making it fun and pressure-free. I like to ask them if they are studying a lot, but in a purposefully leading and positive, happy way, which I believe is a great psychological trick to get the children to believe that trying hard in school is a good and desirable thing, without making the concept boring or burdensome.

This is my way of reinforcing and rewarding scholastic achievement while I have their attention and we are all having fun together.

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